function [discount,beca,stipend] = u41_2010(math,lang,private,price,ref)
%% Universidad Andres Bello
lm=(math+lang)/2;
discount=zeros(size(lm,1),1);
stipend=zeros(size(lm,1),1);

%Beca Complementaria
beca=(price-ref)*((lm>=475).*(private==0));

end
